top 5 mortgage brokers

top 5 mortgage brokers
There seems a widespread view that one of our largest financial commitments in life, if not the largest, is the mortgage on our home page to buy. And though it is someone who is providing advice on such a large cost, why can still be left feeling confused after mortgage advice sought?

Well, before giving the very simple answer to this question, let us just what "advice" means, and if so, with our everyday experience.

According to the Collins English Dictionary, the word "advice" comes from the Latin word "visere" and "Personal", with "order" and "to see". So, when someone advises you or me, their primary goal should be to us a "view" into the subject we are unclear about. They should help us "see" better, what we are fighting, to see before. These definitions of advice not remind me of the 1970s pop-classic by Ken Boothe that chorused "I can see clearly now the rain has. I can remove all obstacles in my way".

But what exactly is happening? What exactly can a consultant do, and in this particular case, what can a mortgage consultant do to someone is a clear view into their potential mortgage commitment?

TEACH.

"" What, is that it ... teach? "" You can.

Yes. That's it. We have learned from my own experience that customers have more confidence when we first informed decisions about mortgages. A central question that we the consumers very soon:

"" Do you know the different types of mortgage payment methods? ""

We are not surprised if the consumer then with us about things like fixed-rate mortgages, offset mortgages, Tracker, Discount and variable-rate mortgages. However, if we help them to understand that it is actually much simpler than that, and in reality there are only two mortgage payment (principal and interest "and" Interest Only "), they seem really surprised. Careful listening and teaching, to understand. This in turn leads to confidence in the consultation and the consultant, which ultimately led to a stronger decision-making and, hopefully, the adviser wins your business.

Listen. Teach. Understand. Trust. Business. We is a potential win-win process for you as a consumer and the mortgage consultant.

As potential "mortgage debt" (ie someone with a mortgage), you have reduced the potential for problems with your mortgage if your adviser takes the time to teach you the rights and obligations of the holder of a mortgage ... And you take the time to understand. Funnily enough, this is directly in line with the number 1 principle of "dealing with customers fairly" program that the Financial Services Authority (FSA), which for all mortgage advisory firms to follow. This principle states that "consumers are confident, that they have with companies in which the fair treatment of customers is central to the culture of the company. "" Now tell me:

How much "fairer" than you can a company that is to demystify all the mortgages, then makes sure that you understand as much as possible about mortgages next, and finally, should your business win?

"" But how long will all this take? "" You may wonder. "" It seems to be very time-consuming. ""

Yes, it seems time-consuming and we can only speak from my own experience at Opening Doors Finance as every potential customer is very much an individual. But we were pleasantly surprised at how confident and reassured a client will have their potential mortgage commitments after only 20 minutes from the guided through the mortgage maze.

Sure, your biggest financial commitment is worth an additional 20 minutes with a competent mortgage consultant is not it?

So, if you want a simple, easy-to-take approach to reduce the problems arising from a mortgage, then you get your mortgage consultants take the time to contact you about mortgages first. Then you stand a much greater chance of understanding if the mortgage solution, which they advise and recommend this for you.

Mark Matheson spent 16 years in banking and finance and is the principal consultant at Opening Doors Finance, a company that you can understand, such as mortgages and life insurance protection. (Mark has a Masters in Financial Markets and Derivatives).

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