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Ouch! Georgia mortgage rates continue to creep on. More than 15 times in the last three years, Georgia mortgage rates were climbing, with no end in sight. If you already have in your home and have a low, fixed rate mortgage then good for you . If you are like the majority of people in the Atlanta, Savannah, Macon and areas you feel some pain ... a lot if you have not refinanced in two years. All is not lost in the Peachtree State, refinancing today and it will not matter if they are to rise to more than double.

The brand new 5 bedroom, 3 bath home would be just right for your growing family of four. Everyone gets their own room with room leftover from the city for guests and extended family members to visit. Unfortunately, what was in your price range just six months could be soon out of reach, unless you take the right away. Here are some options that you ensure that a loan is right for you, despite the high mortgage rates Georgia.

Search Online - Through the Internet, consumers can compare prices as never before. Visit Bankrate.com to find the lowest interest rates in your region, as well as the various mortgage options available. Get at least four offers and not just settling for the lowest rate: you can order an even lower with a little of the negotiations on the part.

Run Your Credit Report - Do you have your credit report lately? What is your credit score? If all hits against you on your credit reports, you could cite Georgia mortgage rates that are higher than expected. Run your report today, a little contest in your report that is wrong, and get your credit score too. The higher your credit score, the lower the mortgage rates will be Georgia. Potential savings to you could be hundreds of dollars per month in mortgage payments.

Visit Your Credit Union - Traditional banking rules were on its head thanks to online banking, the rise in the savings and loan institutions, and cooperative banks. Your Credit Union may be able to offer you a mortgage in Georgia. Even if they have no mortgage, chances are the official Credit Union have a feel for Georgia mortgage rates and be able to steer you in the right direction. Do not settle for the rate quoted to you by your bank, lower prices could be as close as a visit to your Credit Union.

Yes, Georgia mortgage rates continue to rise at least for the time. Get a result of shopping around for a rate that beats the local average.

Copyright 2006 - For more information about Matt Keegan, The Article Writer, please visit the car blog for wit, jokingly remarks, and freelance writing tips.